COVID-19 has changed a lot of daily practices that we used to follow. One of them is the way we used to consult the doctor. People now prefer using telemedicine in place of face-to-face consultations.
Telemedicine is the use of electronic information to communicate technologies in order to provide and support healthcare when the participants are at distance.
To fight COVID-19, most people have started opting to consult doctors online or telephonically to avoid going out of their homes.
Is telemedicine covered in health insurance plans?
Keeping the new trend in mind, the Insurance Regulatory and Development Authority of India (IRDAI) has asked insurers to allow telemedicine in place of regular medical consultation, in the terms and conditions of medical insurance policies. Insurers will now have to cover telemedicine as part of the claim settlement of their policies.
This relaxation becomes particularly relevant as patients with mild coronavirus symptoms are advised to take treatment at home and quarantine themselves.
Stay aware! Stay safe!
