Have you ever thought about how many times you or your family members get hospitalized in a year? Not at all or probably once in a blue moon.
Okay, now think about how many times do you incur pharmacy expenditure in a year? A couple of times or even more, right? Some of you may even be incurring medicine expenses every month – regular medicines for grandparents, supplements for yourself, or medicines for seasonal flu. All these expenses are paid from your pocket. Health Insurance that offers OPD cover assists the insured to claim expenses other than that incurred during hospitalization.
OPD means an outpatient department, where patients come to the hospital to consult their health issues with the doctor to start the treatment. Patients are not required to be hospitalized but can visit any associated facility, such as a consultation room, diagnosis, pharmacy, etc., in the hospital.